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Many Americans Living on Financial Edge Many Americans Living on the Financial Edge as Economic Pressures Push Borrowers Into “Financial Defense” ModeAugust 2026 Only 28 Percent of Retirees Only 28% of Pre-retirees and Retirees are Comfortable Drawing Down Savings in Retirement, But Having a Plan for Decumulation Boosts ConfidenceAugust 2026 Many Americans Retire Earlier Many Americans Retire Earlier Than Planned – Often Not by Choice – Allianz Life Study FindsAugust 2026

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