Collection of Information
We collect personally identifiable information such as names, mailing addresses, email addresses, phone numbers and financial information only when voluntarily submitted by our users. The information collected is used to provide a specific service, and is only used to fulfill your specific request unless you give us express permission to use it in another manner.
If you wish to opt out of any form of future communications, either by email or by telephone, please advise our agents as such during initial contact.
This Website is being operated by Annuity Alliance Inc.
This Website uses cookie and tracking technology dependant on the features offered. Cookie and tracking systems are useful for gathering information, such as your browser type and operation system, and also allows us to track the number of visitors to our Website and how this Website is used.
Cookies may also help customize the features of the site. Please note that personal information is not collected by cookies or tracking technology, however personal information may be tied to it. You agree that aggregate cookie and tracking information may be shared with third parties at our sole discretion.
Note that we have display advertising implemented for use across our site. These types of advertisements are displayed using re-marketing technology through Google Analytics. Third-party vendors, Google included, display our advertisements across the Internet. We also use first-party cookies such as Google Analytics cookies and third-party cookies such as DoubleClick to inform and optimize future ads based on past visits to this Website.
If you so choose, you may opt-out of Google Analytics for Display Advertising and customize Google Display Network ads using the Ads Preferences Manager. You can also use the Google Analytics opt-out browser add-on for most popular browsers.
Distribution of Information
In some cases, we may share information with governmental agencies and other companies in order to assist us in fraud prevention or fraud investigation. We may share information when:
- Permitted or required by law;
- When trying to protect against real or alleged fraud;
- When protecting against unauthorized transactions;
- When investigating incidences of fraud that has already occurred;
- Whenever we receive a subpoena, regardless of the subject.
Information gathered under such circumstances is not provided to outside companies for marketing purposes. In order to provide you with proper service, we require you to provide us with relevant personal and financial information. We will not collect any data about you unless you have submitted it to us and by doing so, you have consented to its use. This information may be passed on to qualified and licensed third parties in order to properly process your application and provide you with an up to date, efficient, and reliable service.
Commitment to Data Security
Your personally identifiable information is kept secure. Only authorized employees, agents and contractors (who have agreed to keep information secure and confidential) have access to this information. We reserve the right to make changes to this policy. Any changes to this policy will be posted on the Website.
Terms and Conditions
The terms and conditions described herein detail how the Annuity Alliance Website may be used. If the Annuity Alliance Website (herein referred to as “the Website”) is used, you are agreeing to be bound by the terms and conditions of this Website. If you do not accept nor agree with the described terms, you should not use this Website. By using this Website, you undertake that you are 18 years of age or older or as applicable in your state.
This Website collects data from users and passes this information, unaltered where applicable, to our chosen third-party entities with user approval.
By providing personal information on the “Website” you consent and acknowledge that you will be contacted by an Annuity Alliance customer service representative to facilitate a conversation with a licensed advisor in your area.
Your personal information may be disclosed to service providers existing and operating outside of the United States.
Alterations to these terms and conditions can be made from time-to-time and, once published; these alterations will become immediately effective.
This Website cannot guarantee nor be held responsible for:
(i) The accuracy or reliability of the content describing any third party material that appears on this Website, regardless of whether or not said content is explicitly identified as third-party material;
(ii) The quality or reliability of third-party services described on this Website;
(iii) The content of third-party Websites linked to from this Website;
(iv) Any financial information featured on this Website or accessed from a link on this Website is intended to be a representation example and is not to be considered financial advice on the part of Annuity Alliance;
(v) Any issues that may arise from contact or communication with third-party entities is not the responsibility of Annuity Alliance.
Should an agreement or contract be made with a third-party entity by Annuity Alliance, the terms and conditions of that third party agreement or contract are not the responsibility of Annuity Alliance, and are wholly separate from these terms and conditions.
Express permission must be secured prior to the reproduction or the redistribution of material contained on this Website.
Annuity Alliance retains exclusive rights to this Website. All company names and products described on this Website are the property of their respective owners.
Information gathered from this Website must not be used for illegal, immoral, or fraudulent purposes.
We take significant strides to ensure all data on this Website is accurate and up to date, and we endeavor to immediately correct inaccuracies as we are made aware of them. To the extent of the law, however, we will not take any responsibility for the Website or its’ contents or for inaccuracies published on this Website.
This Website does not validate, monitor, or endorse any third party submitted to this Website, and such information may be inaccurate. Annuity Alliance does not validate, monitor or endorse the data or quotations collected from third parties as presented to you on the search results page.
Annuity Alliance is not held responsible for the harmful effects of technology that could result from using this Website, and give no warranty that this Website is free from viruses. Annuity Alliance is excluded from liability where applicable by law, should any losses or claims occur as a result of an inability to access this Website or the use of the information contained therein.
Termination of Agreement
In the event any of the above terms and conditions be breached, we reserve the right to terminate the agreement and immediately remove, cancel, and/or suspend access to this Website and its functions without notice.
All disclaimers, indemnities and exclusions stated within these terms and conditions shall survive termination of the agreement between us for any reason.
Annuity Alliance is not liable for failure to undertake any obligation under this agreement if failure results from events out of its control, including without limitation Internet/telecoms outages, fire, flood, war and acts of God.
The Website is solely directed at those who access the Website from the United States.
Should any provision of the agreement be held unlawful or invalid, that provision shall be deemed severed. Where relevant, the validity of the remaining provision of the agreement will not be affected.
Should Annuity Alliance not enforce any provision of this agreement, such will not be considered a waiver of any provision or right.
Use of the Website and these terms are subject to the laws of the United States which shall exclusively govern the interpretation, application and effect of all the above permissions, exclusions, licenses and conditions of use and shall be construed in accordance with the laws of the United States and the parties submit to the exclusive jurisdiction of the United States courts. Legal disputes will be adjudicated by a court of competent jurisdiction in Oakland County, Michigan and without any claim or consideration of legal diversity.